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The owners of startups and local small businesses can learn the ins and outs of financing options and other information related to acquiring a small business loan during SCORE Bucks County’s Show Me the Money panel discussion and workshop

Features include:

- The panel members are experienced banking professionals with diversified backgrounds.

- Panel members will provide valuable insights into business lending credit approval decisions.

- The SBA representative can speak to the agency’s role in loan guarantee programs.

- Attendees should leave with a better understanding of when financial information they will need to have when applying for business financing.

The panel will be led by SCORE Mentor Richard Kroger with panelists Gary Horan from Truist (formerly BB&T), James Verbeck from SBA, John Hosey from C&N Bank, and Carolyn Nicolosi for Penn Community Bank.

About the Panelists:

Richard Kroger is a SCORE Bucks County volunteer and certified mentor. In his professional career, he worked for 30 years in the business financing industry, including 10 years as an SBA lender.

Gary Horan has been part of the Philadelphia banking community for the past 40+ years; most recently with BB&T, now Truist team since 2011. He has extensive experience in providing financial solutions mostly to family-owned businesses in the greater Philadelphia region and throughout the Pennsylvania, New Jersey, and Maryland markets.

James Verbeck, Lender Relations Specialist, with the Eastern Pennsylvania District Office Team after serving as a Loan Specialist at the Agency’s National Guaranty Purchase Center (NGPC). Previous to joining the SBA, Jim served as a loan specialist with the U.S. Department of Agriculture/Rural Development in Community Programs, and the Federal Deposit Insurance Corporation (FDIC).

John Hosey is a Vice President and Commercial Loan Officer at C&N Bank, formerly Monument Bank, a position he’s held for the last eight years. John’s office is in Warminster, PA and his focus is mainly commercial transactions starting at $500,00 for owner-occupied and investment real estate properties.

Carolyn Nicolosi is a Small Business Lending Manager at Penn Community Bank, a position she’s had for almost three years. Carolyn’s office is in Perkasie, PA, and she has also been a SCORE Mentor since June 2018. She is a graduate of York College with a B.S. degree in Business Management.

If you go