Sounds easy to buy coverage online but when you buy a blender online the blender can't come back and cost you $500,000 later. Online sites don't care if the contract that is put together is solid or is full of gaps. When you push submit the website will thank you and move on to the next sale. Most business owners also have many types of exposures they need to understand. A website that just sells say Lawyers Professional Liability could care less if you really need to consider Workers Comp, Commercial Auto, Cyber Liability or many others. We do reviews of commercial coverage all them time and most often if the policies came from a website they are almost always not constructed the proper way. Gaps in coverage are little timebombs waiting to steal your assets.
John Tyrol
john@tyrolins.com